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BMW Finance & Lease in Houston

BMW Financing and Lease in Houston - Momentum BMW West

The Finance Department at Momentum BMW West of Houston is here to help get you a great deal on a new or used car loan in Houston, Texas.

Momentum BMW West's finance team is ready to create the financing plan that works best for you. Save money, time, and frustration by working with the finance specialists at our Houston area dealership.

Momentum BMW West's finance experts work with various financial institutions to get you a great deal on a car loan for a BMW in Houston. Our dealership is here to make purchasing an automobile a simple and pleasurable experience. Be sure to view our current finance specials to save even more at Momentum BMW West! Use our online finance application to apply for financing right now.

We can help students with no credit history, or those who have hit a rough spot and now have credit problems. We can customize a car loan program to your needs. Call us at (800) 564-1349, or visit us in person by coming to 15865 Katy Freeway.


Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.


Call 1-800-564-1349 with any questions.

Here at Momentum BMW West we understand the value of your hard earned money, and what it means to get the most out of your retail loan or lease.  We are here to answer any questions you may have about your future purchase!

Learn from our trained finance staff about financing your next vehicle.

Click the following links for more Finance Options!

Secure Finance Application

Payment Estimator

  Current Lease Offers

  Current Finance Offers

Finance Specials Page

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Contact Information

Momentum BMW West

15865 Katy Freeway

Houston, TX 77094
sales Contact Us:
800-564-1349

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.